I’d like to speak to someone about a mortgage ghettotube Only two elements marred my dips in Milk River. A live band â in the dining room â cranked out deafening standards, making conversation impossible. And a 22% service charge got tacked onto our bill because, as we learned, our total topped $100. The menu didnâÂÂt note that policy, and the charge got dutifully reversed. But it left us with a bad taste.